The iphone is such a cool device that everyone seems to want one. But they are expensive and I wouldn’t recommend getting one if you are low on cash. If a phone is what you need, get one that is free with your phone plan, or a pay as you go phone. However, if you really want one or already own one, then here are some apps that can help you save money.

Financer Lite – Finance tracking made easy! Keep tabs on all of your expenses and access your current account balances in one convenient place.

- Financer allows you to record all of your deposits and withdrawals and keep them organized with an unlimited number of accounts.
- Keeping track of all your finances has never been this simple.
- Financer is the perfect compliment to your Checking and Savings account.
- Perfect for individuals on the go! Businesses that need to keep track of their expenses will find Financer to be indispensable.
- Effortlessly export all of your finances and have them instantly sent to your e-mail address.

Got Expenses – GotExpenses is simple iPhone application designed to record and track user expenses. Expenses are recorded with category and payment information. Both category and payment are customizable to users’ needs. GotExpenses allows users to set monthly budget for each categories. GotExpenses also delights you with ability to create many expense books, e.g. Personal Daily Expenses, Office Claims, Holiday expense books, etc. You can export your expenses to Google Spreadsheets.

Budget – Use the Budget iPhone webapp to monitor your daily, weekly or monthly spending. Set yourself a limit and debit all your payments. You can always see how much money is left until your budget is gone and whether you might better postpone a purchase. Over time this should help to to save some money instead of going into dept.

CostCutter – Eliminating items from you budget will surely save you money. Find out just how much with this App. Clicking on this link will open iTunes.

Debt Freedom – Get out of debt faster with this app. Debt Freedom allows you to enter your debts, and it will give you the plan to pay them off so you can be debt free. As you pay off debts, and keep Debt Freedom updated with the balances, it will help you roll payments from debts that get paid off to the next debt on the list, “snowballing” the payments in order to get you out of debt quicker.