A Dollar Earned

Pee in the Shower, Save Money and the Planet

admin — Tue, 11 Aug 2009 15:48:26 +0000

I’ve posted a funny video below that illustrates how much water we can save by peeing in the shower every day. The cartoon is put out by SOS Mata Atlantica showing cartoon images of Mahatma Ghandi, King Kong, our Statue of Liberty, aliens, Stephen Hawking and others peeing in the shower.

As I said in a previous post, saving water is a good thing. You can save up to 4,380 liters of water a year by just not flushing the toilet.

According to Mario Mantovani, the group’s mobilization director, “In these times of financial crisis when the answer to everything is ‘no’ we wanted to bring a ‘yes’ to people’s everyday lives, encouraging them to pee in the shower.”

Save on Energy, Save the World I ran across an interesting article the other day on...

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Save on Energy, Save the World

admin — Mon, 10 Aug 2009 17:39:41 +0000

I ran across an interesting article the other day on the internets. A trillion dollars could be saved by energy effiency alone, which begs the question. Are you conservingto save money? I’m not talking about saving the planet or being green, but saving money by conserving on energy. Here are a few things I have done in the last year which have been pretty painless.

Shorter showers, which of course saves hot water.
Not flushing everytime. If it’s yellow let it mellow, if it’s brown flush it down.
Bought a more fuel efficient car, saving a few dollars on gas every week.
Turned up the air conditioning and turned down the heat in the winter.
Used lids when cooking. This cuts down on the time it takes heat food and also stops splatters.
I’ve started using dish clothes more and paper towels less. This actually adds up to some major savings.
Quit watering the lawn, instead letting the lawn fade and regrow with the weather.

I know that is a pretty short list, but doing this will add up to savings in the long run. What have you been doing to save money and be green.

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Finding Cheap Car Auctions

admin — Thu, 06 Aug 2009 19:52:06 +0000

As a finicky car shopper, I search high and low, and then high and low again before I usually find the car I want in my price range. If you are like me though, you get tired of looking all over the place for dealers that are just trying to sell you a car that you really want. And the dealer that you are getting the car from is hassling you to purchase a car from them instead of buying one from their competition.

Well, I’ve been looking further into government auctions and I really do think they are the place to go to find a car. you can find what you’re looking for immediately and with the peace of mind to make an educated decision on the car you want to buy, instead of a car dealer breathing down you neck.

You can find Cars starting from $100 and up. All you have to do is to do a little research on the type of car you are looking for. And do your search.You can find great deals at government auctions that are owned by the government to sell and everyday the government opens a new car to the listings whether it be because some drug dealer who got arrested or, because a car for some (other) reason was taken by the government.

Once you decide to get your car in these auctions, you will profit here for your next one or to get a car for the kids in the family. You won’t be troubled by high down payments any longer because once you buy it is yours free and fair. So don’t waste time, look up these auctions and remember to bring your money because you will not be able to leave to get it.

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New Savings Customers at WTDirect Get up to $150 Cash

admin — Tue, 04 Aug 2009 17:01:35 +0000

I ran across a pretty good savings account deal this morning over at TechBargains.com. WT Direct, which is FDIC insured, is offering a cash bonus to new savings account clients. Go to WT Direct to figure out your cash bonus. Right now, their rate is 1.76% APY and they are consistently in the top 5% of U.S. Banks.

You have to deposit your money by August 15th and keep your funds on deposit with WTDirect through 10/31 to get your bonus, which unfortunately has to be a pretty hefty $50,000 to get $125. A more reasonable $10,000 is only going to get you $25. However, 1.76% isn’t a bad rate these days.

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LayAway Plans

admin — Mon, 03 Aug 2009 17:16:15 +0000

David over at MyTwoDollars has a good blog post on layaway plans and how the big box retailers are all jumping on board lately. In case you don’t know what a lay away plan is, it is when you pick out items, say a K-Mart(one of the stores pushing it), and pay a little on it at a time until you pay it off and and can take your items home.

This begs the question, why not just save up the money and go in and pay for the items when you have enough money. Well for some people it’s pretty impossible for them to save the money on their own. The money hanging around is just asking to spent on something else. And it’s better than using a credit card.

The layaway plan is a great deal for retailers as well. My wife works retail, and they have a lay away plan. You would be surprised at how many people put stuff on lay away and then forget about it and don’t pay anymore on it. That is a bonus for the retailer’s bottom line.

So, if you do plan on using layaway, number one don’t forget about it and number 2 pay it off as soon as possible. That money could be gaining interest in a savings account somewhere. And as David says,

Learning to create your own layaway plans for the things that you want helps you really understand the value of your dollar – something that is sorely missing in today’s consumer-driven world.

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