I ran across a pretty good savings account deal this morning over at TechBargains.com. WT Direct, which is FDIC insured, is offering a cash bonus to new savings account clients. Go to WT Direct to figure out your cash bonus. Right now, their rate is 1.76% APY and they are consistently in the top 5% of U.S. Banks.

You have to deposit your money by August 15th and keep your funds on deposit with WTDirect through 10/31 to get your bonus, which unfortunately has to be a pretty hefty $50,000 to get $125. A more reasonable $10,000 is only going to get you $25. However, 1.76% isn’t a bad rate these days.